Blog
Financial independence insights, FI planning guides, and PlanyFI updates.
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Why I Built PlanyFI
After a decade of spreadsheets and a career in financial modeling, I built the tool I always wished existed. A financial plan, not just a budget.
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Do You Need a Financial Planner? What Most People Get Wrong
A financial planner isn't the only path to a solid financial plan. Here's what you actually need — and what most planners can't give you.
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Understanding Your FIRE Numbers
Learn how to calculate the key financial milestones that define your path to Financial Independence and Early Retirement.
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What Is Financial Independence? A Practical Definition
Financial independence means different things to different people. Here's a clear, practical framework for thinking about FI — and how to know when you've reached it.
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Coast FIRE Explained: The Freedom Number Nobody Talks About
Coast FIRE is the most underrated milestone in the FIRE community. Here's what it means, how to calculate your Coast FIRE number, and why it changes everything.
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Multi-Year Financial Planning: Why Your Budget App Is Failing You
Budgeting apps track the past. A real financial plan models the future. Here's the difference — and why it matters for anyone pursuing financial independence.
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