About PlanyFI

It started with a basic budget spreadsheet in college. A few personal finance books later, that spreadsheet had grown into a multiyear financial model. Income projections, investment growth rates, expense categories that actually reflected real spending.

The spreadsheet grew alongside a career in financial modeling. Financial Analyst, then data and Power BI consultant, then FP&A Director. The irony was hard to miss: professionally building rolling forecasts and scenario analysis for companies, while personally wrestling with a spreadsheet held together by nested IF statements and color coded tabs.

It worked. For a while.

Life gets more complex. Buying a house. Changing jobs. Starting a family. Each milestone introduced variables that didn't fit neatly into a single timeline. Modeling events at different future dates, a career change in year two, a second child in year three, a refinance in year four, and seeing what all of those decisions meant together.

Too many tabs. Too many broken formulas when one assumption shifted. The spreadsheet couldn't answer the only question that mattered: what does this decision mean five years from now?

PlanyFI is the result. Multiyear financial modeling for individuals. Income, expenses, and investments projected across a real timeline, with events that happen on specific future dates. The kind of planning that used to require a corporate FP&A team or an expensive advisor, built for one person sitting at their kitchen table.

It's built for people who take their finances seriously. People who've been modeling and planning for years and who've hit the ceiling of what a spreadsheet can do. People who don't want to pay an advisor thousands of dollars to build the model they could build themselves, if they just had the right tool.