PlanyFI Join Waitlist
Now accepting early access applications

Build your financial plan,
not just your budget.

Corporate-level financial modeling for the individual. See exactly what your decisions mean for your financial future — before you make them.

Join the Waitlist See how it works

You've outgrown spreadsheets.

The tools that got you here won't get you to financial independence.

Spreadsheets break.

You spend hours maintaining formulas that snap the moment life changes — a new job, a move, a baby. Your model should keep up with you.

Budgeting apps look backward.

YNAB and Monarch tell you where your money went. You need to know where it's going — years from now, across every scenario you're considering.

Financial advisors are expensive.

A good CFP costs thousands a year. Most people pursuing FIRE can't justify it — and they shouldn't have to.

Everything a financial model should do.

Built for people who take their numbers seriously.

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Multi-year projections

Model your income, expenses, investments, and net worth across a 10, 20, or 30-year horizon. See your trajectory, not just your snapshot.

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Effective-date planning

Add income changes, expense events, and life milestones with start and end dates. Your model reflects reality, not static assumptions.

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Coast & Barista FIRE

Calculate your Coast FIRE number instantly. Know exactly when you can stop contributing and let compounding do the rest.

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Net worth trajectory

Watch your net worth curve update in real time as you adjust scenarios. See the impact of every decision — before you make it.

What early users are saying

"Early user quotes will appear here — we're building this in the open and your feedback shapes what we ship next."

Early Adopter

"Early user quotes will appear here — we're building this in the open and your feedback shapes what we ship next."

Early Adopter

"Early user quotes will appear here — we're building this in the open and your feedback shapes what we ship next."

Early Adopter

Get early access.

Join the waitlist and be first in the door when we launch. No spam — just a single email when you're in.