Terms of Service
Last updated: March 2026
1. Acceptance of Terms
By accessing or using PlanyFI, you agree to be bound by these Terms of Service. If you do not agree, please do not use the service.
2. Description of Service
PlanyFI is a personal financial planning tool that helps users model income, expenses, investments, and financial milestones. PlanyFI is not a registered investment advisor and does not provide financial, legal, or tax advice. All projections are for informational purposes only.
3. No Financial Advice
Nothing on PlanyFI constitutes financial advice. The models, projections, and calculations provided are tools to help you think through scenarios — they are not guarantees of future results. Always consult a qualified financial professional before making major financial decisions.
4. User Responsibilities
You are responsible for the accuracy of the data you enter and the decisions you make based on PlanyFI's outputs. You agree not to use the service for any illegal purpose or in violation of any applicable regulations.
5. Intellectual Property
PlanyFI and its original content, features, and functionality are owned by PlanyFI and are protected by intellectual property laws. You may not copy, modify, or distribute any part of the service without written permission.
6. Limitation of Liability
PlanyFI is provided "as is" without warranties of any kind. We are not liable for any financial decisions made based on the service's outputs, or for any indirect, incidental, or consequential damages.
7. Changes to Terms
This is a preliminary terms stub. Full, legally reviewed terms will be published before PlanyFI's public launch. Continued use of the service after changes constitutes acceptance of the updated terms.
8. Contact
Questions about these terms? Contact us at hello@planyfi.com.